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Budgetaries of Primorye will receive preferential mortgage
In Primorsky Krai work on the program of preferential mortgage lending is completed, according to which this year about 120 of maritime families will be able to get loans for the purchase of housing at a special rate of 5,5%. The first loans of teachers, doctors and cultural workers will be available from 17 September.
At the same time, as the General Director of the Corporation Roman Chernyavsky explained, the specialists will start accepting documents for participation in the "Available Mortgage" program on 7 September. According to him, by the end of the year it is planned to give out about 30 million of compensation under the program, this is approximately from 120 to 140 credits.
As the press service of the Primorsky Krai Administration informs, at the first stage of the project, employees of the budgetary sphere - teachers, doctors and employees of cultural institutions will be able to get a preferential mortgage. The base rate for a mortgage will depend on the amount of the loan. Thus, with the volume of loan funds to 3 million rubles, subject to the acquisition of an apartment in Vladivostok, it will be reduced by three points, to 4 million rubles - by two points, to 5 million rubles - by one point. The minimum rate for a preferential mortgage program, taking into account the subsidy will be 5,5% per annum, provided that the purchased apartment is under construction, and 6% - if housing is purchased in the secondary market.
The project "Affordable Mortgage" was developed by the Housing Development Corporation on behalf of the head of the Primorsky Krai to provide housing for workers in the budgetary sphere and attract new personnel to the municipalities. Now the acute shortage of specialists in the territories is particularly noticeable in such sectors as pedagogy and health care. It is assumed that in the future the list of categories of program participants will be expanded.