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For the public sector employees of Primorye launched a program of preferential mortgage lending
In Primorsky Krai, the program of preferential mortgage lending for budget-funded workers "Affordable Mortgages" was launched. This year, more than 120 maritime families will be able to improve their living conditions. According to the acting governor of the region Andrei Tarasenko, this will help attract new personnel to schools and hospitals.
The program is also open to scientists, government employees and families with two or more children. Buy housing under the program can be both on the primary and secondary market. The Housing Development Corporation of Primorye will issue loans. As the press service of the regional administration informs, the rate for borrowers will be subsidized from the regional budget. In 2018 for these purposes, local authorities will send about 30 million rubles. In 2019, subsidizing rates will spend 100 million rubles for almost 400 families of the region.
The base rate for a mortgage depends on the loan amount. So, with a volume of up to three million rubles, it will be reduced by three points, up to four million rubles by two points, to five million rubles by one point. The minimum rate, taking into account the subsidy, will be 5,5%, if the purchased apartment is under construction, and 6% - if housing was purchased in the secondary market.