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The State Duma postponed the bill on the individualization of OSAGO
The State Duma has postponed the consideration of the bill on individual OSAGO tariffs. Among the deputies, this initiative caused serious controversy.
They were embarrassed that the bill was changing too many parameters. So, they intend to raise the amount of compensation for health damage from 500 thousand to two million rubles for each victim, write Izvestia.
The fears of the deputies are also caused by the likely rise in price of the insurance policy. Its cost will increase by 82% for residents of small cities. The reason for this is the abolition of the territorial coefficient and the expansion of the base corridor. However, insurers are convinced that in the future, the cost of the policy may decrease for most right drivers.
In addition, the State Duma is preparing a bill on the so-called liberalization of third-party liability insurance. Reform can also lead to a rise in price of the policy. Insurers offer to consider the presence or absence of an insurance sensor in a car. The technology allows informing insurers about the speed and geography of a client’s movement. Based on the information collected, it is planned to determine an individual tariff.