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Mortgage with state support is gaining popularity in the Far East - EastRussia | Far East

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Mortgage with state support is gaining popularity in the Far East

The volume of loans “Mortgage with state support for families with children” in the Far Eastern Sberbank amounted to 120,3 million rubles. This product provides a preferential rate of 6% per annum, which is valid for three years for citizens who have a second child between January 1 January 2018 and March 1, and a second child if they have a third child during the same period.

According to the Deputy Chairman of the Far Eastern Bank Sberbank Natalia Tsykal, the program has become popular with customers and has shown its value as a measure of support for families with children. Thanks to modern service from Sberbank, DomKlik portal, mortgage processing has become not only more affordable, but also convenient. According to the press service of the bank, customers can choose an apartment, submit documents and get approval online - on the website www.domclick.ru or using the eponymous mobile application.

Mandatory requirements for obtaining such a mortgage is the initial payment - not less than 20% of the value of the acquired property, as well as life insurance, health insurance and collateral. The maximum loan amount for the regions of the Far East increased to six million rubles. When buying a home in Moscow, Moscow region, St. Petersburg or Leningrad region - up to 12 million rubles.