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Nearly two thirds of Russians consider the present time unfavorable for loans.
According to research VTsIOM, 72% of Russians are not ready to take large loans from banks, and 66% of respondents are going to reduce their spending and make savings. However, on the other hand, consumer and credit confidence indices since the beginning of 2019 have surpassed the figures for the same period of 2015-2016, although they have not reached the level of 2014.
“Two thirds of Russians (66%) are focused on savings behavior - they consider it necessary to reduce everyday expenses (since January this share has remained almost unchanged, a year ago it was 66%). On the contrary, it is considered expedient to spend 24% more quickly to spend a salary or pension, ”the study notes.
Also, 26% of Russians consider the current period favorable for making large purchases, and 57% are skeptical.