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They began to buy food on credit more often in Russia
Credit card holders have become more active in installment purchases. The only goods bought with credit cards more often than food are household appliances and electronics.
As the RBC, mostly the products were paid by credit cards in large retail chains. At the same time, according to Dmitry Loginov, senior researcher at the Institute of Social Analysis of the RANEPA, they do so for two reasons: because of a lack of money for food or because of financial benefits, since some cards require an interest-free period, increased cashback or discounts.
According to experts, a decrease in the share of products on installment purchases is also affected by a decrease in the real disposable income of the population. Another reason for such purchases is the growth in the supply of installment cards.