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A proposal was made to allocate interest-free loans for home improvement to the residents of the villages of Yakutia - EastRussia | Far East

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There was a proposal to allocate to residents of Yakutia villages interest-free loans for the improvement of housing

There was a proposal to allocate to residents of Yakutia villages interest-free loans for the improvement of housing
Photo: yakutiaphoto.com
During the round table "On the creation of a mechanism for the accessibility of comfortable housing for the population of the northern and arctic ulus" Minister of Housing and Public Utilities and Energy of the Sakha Republic (Yakutia) Gavril Levin noted that interest-free loans are planned to be allocated to residents of villages in Yakutia. Villagers will be able to spend them on the improvement of individual houses.

At the moment, the authorities of Yakutia support the initiative of residents to arrange private houses. Yakut Bank AKB Almazergienbank provides loans at lower rates, and 50 million rubles have been allocated from the Yakut budget for concessional lending. The low rate is now 7,5% per annum. The maximum loan amount is 150 thousand rubles, and the maximum loan period - 5 years.

In total, 269 loans have been issued for the amount of 37 million rubles.
According to Yakutia’s MP Gavril Parakhin, due to the low incomes of villagers, the interest rate even 7,5% is too high for many residents of the region. For example, in the arctic and northern regions of the republic only two loans were issued in the Zhigansky region.

For this reason, the authorities offer interest-free lending options. Starting from 2017, it is supposed to allocate an amount of up to 150 million rubles for these purposes.