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Bailiffs want to expand access to credit histories
The Ministry of Justice of the Russian Federation proposes to provide bailiffs with expanded access to the credit histories of Russians. This is necessary to protect debtors from collector abuse. Citizens began to complain more often to the Central Bank about the unjustified overstatement of debts by collectors.
According to RBC, there are cases when, when buying debts from creditors, collectors add additional fines, penalties, and interest to the amounts. If the bill is passed, bailiffs will have access to all the information about who sent the data to the credit bureau and who bought the debt. This will allow confirming or refuting complaints about the increase in debt.
Expert opinions on the need for innovation were divided. Some believe that the percentage of overstatements from collectors is small and does not constitute a problem, while others believe that the bailiffs are already overwhelmed with work. If they are obliged to assess the appropriateness of accruing the amount of debts, a collapse of enforcement proceedings may occur.