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Sberbank cuts loan rates for the New Year - EastRussia | Far East

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Sberbank reduced loan rates for the New Year

Sberbank launched a New Year's action on consumer loans. Within its framework, the maximum decrease compared with the baseline conditions was two percentage points. The minimum rate for the promotion is 11,9%. But the maximum loan term increased to seven years.

You can apply for a consumer loan in the web version of the Sberbank Online Internet Bank, as well as at bank branches. Already in 2018, the functionality of the loan application will appear in the mobile application. The promotion will last until January 31 2019.

Fixed rates offered for loan amounts from one million rubles. With a term of up to five years, they constitute 11,9% when issued through Sberbank-Online and 12,4% - in branches. With a period of five to seven years, the rate is 12,9% regardless of the channel design.

According to the press service of the bank, for loans from 300 thousand to one million rubles, the range of rates is 11,9 – 16,9% for a period of up to five years and 12,9 – 17,9% for a period of five to seven years. With a loan amount from 30 to 300 thousand rubles, the range of interest rates is 12,9 – 19,4% for a period of up to five years and 13,9-19,9% for a period of five to seven years.

“On the eve of the new year, we traditionally conduct a promotional campaign on consumer loans. This is due to the fact that closer to the end of the year, the demand of clients for lending increases by 60% compared to the first months of the year. As part of Sberbank’s New Year offer, we offer reduced interest rates for all consumer loans, as well as increasing the maximum loan term from five to seven years. The extended loan period will allow customers to receive a large amount for the realization of New Year's wishes with a smaller payment burden, ”said Sergey Shirokov, managing director of the Sberbank division of“ Borrow and save ”.