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In Russia, the law on housing insurance against emergencies comes into force
On August 4, a federal law on voluntary disaster insurance of housing comes into force in Russia. In the receipts for housing and communal services there will be a separate column, where each month, the amount of insurance premiums will be set.
As follows from the contents of the document, the minimum cost of insurance against emergencies will be 30 rubles per month. On average, 150 rubles will have to be paid per month if homeowners or tenants want to insure it additionally against household risks.
Damage will be established based on the average market value of housing. The minimum compensation under the law will amount to 300 thousand rubles. In the event of loss of property, the policyholder may receive either money or other housing. Then the insurance payment will be transferred to the local budget.
Insurance will be voluntary. Even in case of refusal from it, property owners and tenants can count on state assistance in the event of an emergency.