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VTB has become the leader in the mortgage refinancing market in Russia
VTB has reached record levels of refinancing mortgage loans from other banks. This is evidenced by the data of the analytical center of the Rusipoteka company. Following the 11 months of 2018, the bank became the absolute leader in the market, issuing more than 72,8 billion rubles as part of the program. From January to November, the product was used by more than 37,6 thousand borrowers.
The volume of issuance under the program over the same period 2017 of the year almost doubled. According to the press service of the bank, according to the results of 11 for the months of 2018, the share of refinancing of housing loans from other banks in the total volume of mortgage sales of VTB was about 13%.
“2018 year became a landmark for the mortgage market, banks issued the maximum number of housing loans. According to the results of 11, VTB has already achieved record levels of new returns - 578 billion rubles. Thanks to favorable rates around 40, thousands of Russian families were able to save on mortgage services by using our product, ”commented Evgeny Dyachkin, head of the mortgage lending department at VTB.
It is possible to refinance a current mortgage loan from another bank at VTB if the client has bought an apartment in a new building or on the finished housing market. As part of the offer, borrowers can obtain additional loan funds for any purpose, such as repairs or necessary purchases. The size of a new loan when refinancing can be up to 85% of the value of the property, for salary customers of VTB - up to 90%.
Mortgage can be issued for up to 30 years, the maximum loan amount - 30 million rubles. The client does not need to agree to a transaction from the current lender; you can confirm the quality of service on the primary loan by issuing from an online or mobile bank. The loan must be serviced by the borrower in another bank without overdue debts for more than six months.