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VTB increases consumer loans in Yakutia by a third
In the first nine months of this year, VTB issued consumer loans in the amount of 13 billion rubles in Yakutia. This is a third more than the figure for the same period last year. As a result, the retail loan portfolio of the bank grew by 18% - to 30 billion rubles.
According to the press service of the bank, high rates of growth demonstrate cash loans. In the first nine months, VTB issued over 12 thousand such loans in the amount of 8,6 billion rubles, which is 15% more than in the same period a year earlier. Since the beginning of the year, the portfolio of non-earmarked loans has increased by 20% and in 1 in November amounted to 16,8 billion rubles.
Over the nine months of 2018, the bank provided residents of the region with 1,5 times more mortgage loans than during the same period last year. The volume of loans for the purchase of an apartment amounted to 4,4 billion rubles. The average size of a mortgage loan issued in January-September increased by 10% - up to 2,7 million rubles. VTB's mortgage portfolio in Yakutia on October 1 2018 exceeded 12 billion rubles, having increased by 16% since the beginning of the year.
As Denis Leontyev, head of VTB's retail business in Yakutia, noted, in addition to loan products, residents of the republic are actively using tools to save money: deposits and savings accounts. As a result, since the beginning of the year, the volume of attracted funds from VTB's retail customers in Yakutia has increased by almost a quarter - to 20 billion rubles. At the same time, the deposit portfolio has grown by 12% since the beginning of the year and exceeded nine billion rubles.